Finalizing Structural Changes

Today I had an appointment with my SR to finalize my structural selections. I decided to remove the hardwood and keep the standard carpet to keep cost down. I can always finish it later. Other than that still waiting to hear back from NVR financing..

Guardian and Flooring

Today is the day I get to select wiring and flooring! I want to be excited but it's pretty hard when I haven't received any word back from NVR as to whether or not I'm approved. My wiring appointment is in the morning and my flooring is later this afternoon.  We will see how it goes...

Guardian Wiring Appointment

Ok, so the wiring was pretty easy and straight to the point. I met the Guardian sales guy early this morning at the model and we discussed different options for cable wires, telephone jacks, built in speakers and of course the alarm system. The sales guy didn't put any pressure on me to buy items offered, instead he was a bit helpful in helping me decide where to put wiring and made a few good suggestions.

I decided to purchase cable wiring for all 4 bedrooms in addition to the basement and family room. Ryan homes gives your 4 wires included but I added an additional 6 at $140 a piece. I also decided to add the tv wall mount connection for the family room which cost an additional $360. My last selection included speakers in the ceiling, which cost about $1300 for 5 speaker. Keep in mind the speakers all have to go in one room, so I choose the family room.  I left the appointment spending about $2600. This is a bit more then I wanted to spend but I have 3 days to think about my options and if I choose to cancel I can before the 3 days is up. I will make my final decision after my flooring appointment.

Flooring Appointment

My flooring appointment was today and WOW! It's very overwhelming. I picked out hardwood for the main level, upgraded the tile in the owner's bedroom, and kept the standard carpet upstairs.

NVR Financing

So today I met with a NVR financing loan officer, and it went pretty well. We discussed finances, credit score, and we even put together a plan that will ensure I have all the funds ready and available before closing time. The meeting wasn't too bad but I am still worried about a few road blocks that can get in the way of my loan approval.  For now all I can do is have faith, pray and hope all goes well for me! Please keep me in your prayers everyone!  The loan officer says it will take about 30-45 days before I will hear something. I now have to think of ways to keep myself sane for the next 30-45 days.

For now.. the waiting game starts!

Purchase Agreement

Guess what I did today??? I signed the purchase agreement! I can now start dreaming of my new home. Wow! I feel like that went fast. I received almost everything I wanted in the house except for a morning room (they don't offer it in the model I choose) and a bathroom in one of the bedrooms upstairs. I had to choose between an extra bathroom in one of the smaller rooms or a sitting room in the master) You guessed it! I choose the sitting room! The purchase agreement was pretty clear and easy to follow which made it easy for me to sign on the dotted line. So my Journey continues with my Ryan home.. Next... I meet with NVR financing team...Yikes!